No doubt you, like most other boat owners, feel your insurance coverage and the resulting premium is a necessary evil that you can do little to control. While there is some measure of truth in this belief, the fact is you can exercise some control over this cost.

   The first rule is to purchase your coverage from an agency with experience in marine insurance. They will know boats and know which company will provide the best coverage at the best price for your boat and personal needs. The second rule is that you do what is reasonable to prevent losses due to accidents, theft, or natural disasters.


You can accomplish this if you abide by a few suggestions …

• Complete an authorized boating course
• Marine mechanic inspect your boat twice a year
• Repair or replace defective equipment promptly
• Store your boat in a secure area
• Install theft prevention devices and alarm systems
• Carry up to date charts and plan cruising routes
• Follow responsible activities, i.e. use of PFD's; abstain from alcohol consumption; follow speed limits; no wake signs and refueling; etc.

• Losses are reduced
• Lower premiums
• Insurance deductibles and depreciation allowances payment is avoided
• The boat will be ready to go when you are

Our associates are ready to assist.

With Kindest Regards,
Bob Puckett